There’s that evil word again: should. I should be doing this or that, I shouldn’t have done something else… it goes on and on. What does the word should get me other than guilt? Someone should take the word ‘should’ out of the English language. OK, that time it was a pun.
I am constantly full of regret. I am scared as our savings is getting quite low. Neither DH nor I have full time jobs and COBRA is eating away our savings like you wouldn’t believe ($800+ /mo). I don’t know how much longer I can afford it. I would hate to go without insurance but what else can I do? If I had known about this state insurance program while I was still on unemployment then I could have gotten that but I didn’t so oh well. How do people live in this country???
There are lots of things I ‘should’ have done… like look for private insurance (it’s cheaper than I thought) and I didn’t know I could qualify for a deferment on my student loans. (I think my deferment time is spent though, so it would be forbearance time.) I waited on my student loan because you need to pay interest on it or the principle goes up and I didn’t want to do that while I could still afford it. (Afford being a relative term, of course.) But our money is dwindling fast and I’ve got to start with the desperate measures. Some programs are only available while you are collecting unemployment so I should have applied for them last year. (There’s that ‘should’ word again. Really, it ought to be banned.)
Anyway, I feel like I should be writing on here more but there still isn’t anything to talk about. I am working on insurance options and stuff like that today, wishing I had done it a long time ago. But I can’t change the past and I so I need to work towards the future. That’s all I can do.